Okaloosa County property record for 320 Summit Dr, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,566 sqft Heated Area |
| Lot Size | 10,723 sqft (0.246 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $291,500 (2014) |
| Tax Bill | $2,445.00 (2025) |
Source: Okaloosa County records · APN C56-000-590-4825-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 320 SUMMIT DR, DESTIN, FL 32541-2330 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2014 · Amount on Record |
| Deed Sale | Dec 15, 2014 · Amount on Record |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Doc Number | 2967921 |
| Deed Book / Page | 3176 / 1542 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 320 SUMMIT DR, DESTIN, FL 32541-2330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 SUMMIT DR, DESTIN, FL 32541-2330 |
| Document Number | 0035401113 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 3540/1113 |
| Instrument | 3447452 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,445.00 (+8.96%) Homeowner's exemption | $245,496 (+8.42%) | $387,706 (+14.59%) Land $140,080 Building $247,626 |
| 2023 | $2,244.00 (+2.65%) Homeowner's exemption | $226,421 (+3%) | $338,338 (+7.47%) Land $97,534 Building $240,804 |
| 2022 | $2,186.00 Homeowner's exemption | $219,826 | $314,824 Land $88,667 Building $226,157 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C56-000-590-4825-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,566 sqft Heated Area |
| Gross Area | 3,380 sqft Gross Area |
| 1st Floor | 1,218 sqft 1st Floor |
| Upper Floors | 348 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 10,723 sqft (0.246 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 70 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 91 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 320 SUMMIT DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2330 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEACONVIEW LOT 23 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | BEACONVIEW |
| Legal Lot Number | 23 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 23307 |
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