Okaloosa County property record for 318 Summit Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,461 sqft · built 1992 |
| Lot Size | 0.403 acres (17,571 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $180,000 (Oct 2008) |
| Tax Bill | $3,562 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4826-4 |
| Primary APN | C56-000-590-4826-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Heated Area |
| Gross Area | 2,401 sqft |
| 1st Floor Area | 1,274 sqft |
| Upper Floors Area | 187 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 17,571 sqft (0.403 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Finished |
| Garage Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 490 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 318 SUMMIT DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEACONVIEW LOT 24 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | BEACONVIEW |
| Legal Lot Number | 24 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 318 SUMMIT DR, DESTIN, FL 32541-2330 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2008 · Amount on Record |
| Deed Sale | Oct 2, 2008 · Amount on Record |
| Deed Document Number | 2523679 |
| Deed Book / Page | 2860 / 3011 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $353,076 (+4.86%) | $384,982 (+14.33%) Land $161,092 Building $223,890 |
| 2023 | $3,562.00 (+5.54%) Homeowner's exemption | $336,722 (+7.61%) Land $112,164 Building $224,558 | $336,722 (+7.61%) Land $112,164 Building $224,558 |
| 2022 | $3,375.00 | $312,912 Land $101,967 Building $210,945 | $312,912 Land $101,967 Building $210,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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