309 Summit Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 309 Summit Dr, Destin, FL 32541

Property Summary

Property Type	Vacant Land
Lot Size	0.236 acres (10,289 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Sep 2020)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-4808-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-4808-2`
Alternative APNs	`00-2S-22-4400-0000-0060` `22S200440000000060`

Exterior

Lot Area	10,289 sqft (0.236 acres)

Location & Zoning

Street Address	309 SUMMIT DR
City	DESTIN
State	FL
Zip	32541-2330
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BEACONVIEW LOT 6
Legal Subdivision	BEACONVIEW
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2003
Census Tract	23307

Owner

Source: Okaloosa County records · APN C56-000-590-4808-2

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	152 LOLA CIR, DESTIN, FL 32541-2419
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	20203393969
Deed Book / Page	3494 / 3946
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 25, 2020
Property Address	309 SUMMIT DR, DESTIN, FL 32541-2330
Document Number	0034943946
Book / Page	3494 / 3946
Map Reference	MB 5 PG 88
Instrument Date	Sep 11, 2020
Instrument	3393969
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$784.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 E LAKESHORE DR, 418, OCOEE, FL 34761-2847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 LOLA CIR, DESTIN, FL 32541-2419

Mortgage

Document Number	0034943949
Date	Sep 25, 2020
Instrument	3494/3949

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 (+31.32%)	$168,096 (+43.62%) Land $168,096	$168,096 (+43.62%) Land $168,096
2023	$1,242.00 (+8.95%)	$117,041 (+1%) Land $117,041	$117,041 (+1%) Land $117,041
2022	$1,140.00	$106,401 Land $106,401	$106,401 Land $106,401

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 478 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.