322 Summit Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 322 Summit Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,332 sqft · built 1989
Lot Size0.252 acres (10,981 sqft)
OwnerIndividual on Record
Last Sale$187,000 (Dec 2015)
Tax Bill$1,859 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-590-4824-9

Property Details

APN / Parcel Number

Primary APNC56-000-590-4824-9
Alternative APN
  • 00-2S-22-4400-0000-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,332 sqft Heated Area
Gross Area2,920 sqft
1st Floor Area1,008 sqft
Upper Floors Area324 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,981 sqft (0.252 acres)
Lot Width80 ft Width
Garage TypeMixed
Garage Area468 sqft
PorchOpen Porch
Porch Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address322 SUMMIT DR
CityDESTIN
StateFL
Zip32541-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEACONVIEW LOT 22
Legal Range22
Legal Township02S
Legal SubdivisionBEACONVIEW
Legal Lot Number22
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23307

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address322 SUMMIT DR, DESTIN, FL 32541-2330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2015 · Amount on Record
Deed SaleDec 31, 2015 · Amount on Record
Prior SaleNov 3, 2015
Deed Document Number3040621
Deed Book / Page3230 / 0651
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,859.00 (+6.29%) Homeowner's exemption$196,043 (+5.99%)$379,993 (+12.46%) Land $140,080 Building $239,913
2023$1,749.00 (+2.82%) Homeowner's exemption$184,969 (+3%)$337,887 (+7.39%) Land $97,534 Building $240,353
2022$1,701.00 Homeowner's exemption$179,582$314,641 Land $88,667 Building $225,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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