31872 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31872 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.75 ba · 3,480 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Apr 2025)
Tax Bill	$8,842 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-210-013`

Property Details

APN / Parcel Number

Primary APN	`963-210-013`
Alternative APN	`958441013`

Interior

Bedrooms	6 Beds
Full Baths	4.75 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	3,480 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	2,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31872 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.24 ACRES IN LOT 37 MB 305/093 TR 28914
Legal Subdivision	TRACT NO 28914
Legal Tract	28914
Legal Lot Number	37
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31872 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BUSINESS BANK
Oct 19, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202596885
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0000142756
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31872 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 QUAIL ST, NEWPORT BEACH, CA 92660-2742

Mortgage

Document Number	0000103649
Date	Mar 2, 2022
Instrument	2022-0103649

Lender

Name	CITIZENS BUSINESS BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2021
Property Address	31872 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000617520
Map Reference	MB 305 PG 93-97
Instrument Date	Sep 17, 2021
Instrument	2021-0617520
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 QUAIL ST, NEWPORT BEACH, CA 92660-2705

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 5, 2021
Property Address	31872 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000142756
Map Reference	MB 305 PG 93-97
Instrument Date	Feb 23, 2021
Instrument	2021-0142756
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31872 PEPPER TREE ST, 31872, WINCHESTER, CA 92596-8832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000142757
Date	Mar 5, 2021
Instrument	2021-0142757

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,697 (-1.91%) Land $188,675 Building $566,022
2025	$8,842.00 (+2.56%)	$769,375 (+4.04%) Land $106,120 Building $663,255
2023	$8,621.00 (+2.48%)	$739,500 Land $102,000 Building $637,500
2022	$8,412.00
2021			$638,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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