318 E Grace St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 318 E Grace St, Punta Gorda, FL 33950

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,950 sqft · built 2018
Lot Size0.16 acres (6,974 sqft)
OwnerCompany Name on Record
Tax Bill$5,218 (2025)
Deeds & MortgagesDec 2018 Sale
Flood ZoneZone AE (high risk)
APN412307261012

Property Details

APN / Parcel Number

Primary APN412307261012
Alternative APN
  • 10004702385

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,950 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,950 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area6,974 sqft (0.16 acres)
DrivewayAsphalt Driveway
Driveway Area2,160 sqft
PorchRaised Porch
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address318 E GRACE ST
CityPUNTA GORDA
StateFL
Zip33950-6025
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNR-15
Legal DescriptionPUNTA GORDA BLK 125 LT 14 DC435/847 487/427 597/1816-17 PR#84-305 840/1954 2314/1918 2452/1615 POA2731/381 3301/274 4389/663
Legal Range23E
Legal Township41S
Legal Section07
Legal SubdivisionPUNTA GORDA
Legal Block125
Legal Lot Number14
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2112
Census Tract10302

Owner

Source: Charlotte County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 512520, PUNTA GORDA, FL 33951-2520
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 17, 2018
Property Address318 E GRACE ST, PUNTA GORDA, FL 33950-6025
Document Number0043890663
Book / Page004389 / 000663
Instrument DateDec 12, 2018
Instrument2669977
Transaction TypeTransfer
Record UpdatedJan 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 512520 PUNTA GORDA FL 339512520, PUNTA GORDA, FL 33951-2520

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00 (-7.68%)$331,500 (+32.2%) Land $18,700 Building $312,800$331,500 (+4.1%) Land $18,700 Building $312,800
2023$5,652.00 (+10.07%)$250,759 (-39.63%)$318,453 (-23.34%) Land $22,000 Building $296,453
2022$5,135.00$415,396 Land $13,371 Building $402,025$415,396 Land $13,371 Building $402,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink.

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