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309 E Grace St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 309 E Grace St, Punta Gorda, FL 33950 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,230 sqft · built 2017
Lot Size0.163 acres (7,118 sqft)
OwnerIndividual Name on File
Last Sale$321,000 (Jul 2023)
Tax Bill$3,438 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2017 Sale
Flood ZoneZone AE (high risk)
APN41-23-07-262-001

Property Details

APN / Parcel Number

Primary APN41-23-07-262-001
Alternative APNs
  • 0092469-000000-1
  • 10004702386

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
Gross Area1,638 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area7,118 sqft (0.163 acres)
Garage Area300 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004702386
Old Parcel Number00924690000001
Street Address309 E GRACE ST
CityPUNTA GORDA
StateFL
Zip33950-6017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUG 000 0138 0007 PUNTA GORDA BLK 138 LT 7 383/337 605/706 637/204 3274/984 4023/1365 4188/361 3296360
Legal Range23E
Legal Township41S
Legal Section07
Legal SubdivisionPUNTA GORDA
Legal Block138
Legal Lot Number7 8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2121
Census Tract10302

Owner

Source: Charlotte County records · APN 41-23-07-262-001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7530 CLEVELAND DR, PUNTA GORDA, FL 33982-2055
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 17, 2017Warranty Deed, Transfer
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number3296360
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 28, 2023
Property Address309 E GRACE ST, PUNTA GORDA, FL 33950-6017
Document Number0003296360
Map ReferenceMB 1 PG 41
Instrument DateJul 27, 2023
Instrument3296360
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 14, 2023
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39021 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9683

Transferred To (Grantee/Buyer)

NameVerified Name
Address7530 CLEVELAND DR, PUNTA GORDA, FL 33982-2055

Mortgage

Document Number0003296361
DateJul 28, 2023
Instrument3296361
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 17, 2017
Property Address309 E GRACE ST, PUNTA GORDA, FL 33950-6017
Document Number0041880361
Book / Page004188 / 000361
Instrument DateApr 13, 2017
Instrument2515727
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

AmountAmount Recorded
Tax$1,190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address38021 WASHINGTON LOOP RD PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,438.00 (-9.31%)$206,915 (-0.46%)$222,509 (-4.54%) Land $22,000 Building $200,509
2023$3,791.00 (+17.08%)$207,865 (+1%)$233,084 (+23.35%) Land $22,000 Building $211,084
2022$3,238.00$188,968 Land $13,371 Building $175,597$188,968 Land $13,371 Building $175,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 335 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
399 under condo master policies
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
ALTIUS CommunicationsFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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