322 E Grace St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 322 E Grace St, Punta Gorda, FL 33950 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 360 sqft · built 1925
Lot Size	0.314 acres (13,700 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jul 2017)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Aug 2019 Sale Feb 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-23-07-283-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-07-283-002`
Alternative APNs	`0092419-000000-2` `10004702426`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	360 sqft Living Area
Gross Area	504 sqft

Exterior

Year Built	Built 1925
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Wood Shingle
Lot Area	13,700 sqft (0.314 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Porch	Porch
Porch Area	104 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004702426
Old Parcel Number	00924190000002
Street Address	322 E GRACE ST
City	PUNTA GORDA
State	FL
Zip	33950-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUG 000 0125 0015 PUNTA GORDA BLK 125 LTS 15 & 16 222/603 222/3136 436/648 DC488/216 1680/285 1695/463 DC3737/12
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	PUNTA GORDA
Legal Block	125
Legal Lot Number	15 16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2112
Census Tract	10302

Owner

Source: Charlotte County records · APN 41-23-07-283-002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6840 PINEWOOD LN, PUNTA GORDA, FL 33982-2039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2019	Warranty Deed, Transfer MSC TITLE INC
Feb 27, 2018	Grant Deed, Construction Loan · Line of Credit CENTENNIAL BK/BLENDE
Jul 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	0042190362
Deed Book / Page	004219 / 000362
Last Transfer Date	Aug 09, 2019
Transfer Doc	0044691686
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 09, 2019
Property Address	322 E GRACE ST, PUNTA GORDA, FL 33950-6018
Document Number	0044691686
Book / Page	004469 / 001686
Instrument Date	Jul 26, 2019
Instrument	2733663
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6840 PINEWOOD LN PUNTA GORDA FL 339822039, PUNTA GORDA, FL 33982-2039

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 27, 2018
Property Address	322 E GRACE ST, PUNTA GORDA, FL 33950-6018
Document Number	0042851938
Book / Page	004285 / 001938
Instrument Date	Feb 23, 2018
Instrument	2589942
Transaction Type	Construction Loan
Record Updated	Mar 14, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1500 MUREX DR NAPLES FL 341025148, NAPLES, FL 34102-5148

Mortgage

Document Number	42851938
Date	Feb 27, 2018
Book Page	004285/001938
Instrument	2589942

Lender

Name	CENTENNIAL BK/BLENDE
Type	Bank
Address	401 TAYLOR ST, PUNTA GORDA, FL 33950-4845

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 26, 2023

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 14, 2017
Property Address	322 E GRACE ST, PUNTA GORDA, FL 33950-6018
Document Number	0042190362
Book / Page	004219 / 000362
Instrument Date	Jul 14, 2017
Instrument	2538366
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$469.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HARBOR WALK DR #325 PUNTA GORDA FL 339503711, 325, PUNTA GORDA, FL 33950-3711

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-3.08%)	$77,149 (+21%)	$51,561 (-8.96%) Land $37,450 Building $14,111
2023	$1,363.00 (+16.1%)	$63,759 (-25.56%)	$56,634 (-33.88%) Land $42,800 Building $13,834
2022	$1,174.00	$85,650 Land $27,285 Building $58,365	$85,650 Land $27,285 Building $58,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 335 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured 399 under condo master policies
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024, other causes, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
ALTIUS Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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