314 E Grace St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 314 E Grace St, Punta Gorda, FL 33950 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,950 sqft · built 2018
Lot Size	0.16 acres (6,974 sqft)
Owner	Company Name on File
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`412307261011`

Property Details

APN / Parcel Number

Primary APN	`412307261011`
Alternative APN	`10004702384`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,950 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,974 sqft (0.16 acres)
Driveway	Asphalt Driveway
Driveway Area	2,160 sqft
Porch	Raised Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	314 E GRACE ST
City	PUNTA GORDA
State	FL
Zip	33950-6021
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PUNTA GORDA BLK 125 LT 13 DC435/847 487/427 597/1816-17 PR#84-305 840/1954 2314/1918 2452/1615 POA2731/381 3301/274 4389/663
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	PUNTA GORDA
Legal Block	125
Legal Lot Number	13
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2112
Census Tract	10302

Owner

Source: Charlotte County records · APN 412307261011

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 512520, PUNTA GORDA, FL 33951-2520
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 17, 2018
Property Address	314 E GRACE ST, PUNTA GORDA, FL 33950-6021
Document Number	0043890663
Book / Page	004389 / 000663
Instrument Date	Dec 12, 2018
Instrument	2669977
Transaction Type	Transfer
Record Updated	Jan 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 512520 PUNTA GORDA FL 339512520, PUNTA GORDA, FL 33951-2520

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,218.00 (-7.68%)	$331,500 (+32.2%) Land $18,700 Building $312,800	$331,500 (+4.1%) Land $18,700 Building $312,800
2023	$5,652.00 (+10.07%)	$250,759 (-39.63%)	$318,453 (-23.34%) Land $22,000 Building $296,453
2022	$5,135.00	$415,396 Land $13,371 Building $402,025	$415,396 Land $13,371 Building $402,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 335 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured (399 under condo master policies) 175 of 335 individual policies on primary residences
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024, other causes, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 145 claims Hurricane Helene (Sep 2024), 112 claims Tropical Storm Bonnie And Hurricane Charley (Aug 2004), 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.