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318 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 318 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,982 sqft · built 2011
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on Record
Last Sale$203,500 (Mar 2010)
Tax Bill$3,562 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone AE (high risk)
APN596-08-00-152

Property Details

APN / Parcel Number

Primary APN596-08-00-152

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,982 sqft Living Area
Gross Area4,774 sqft
1st Floor Area1,491 sqft
Upper Floors Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area31,363 sqft (0.72 acres)

Exterior Amenities

PorchSlab
Porch Area890 sqft
Deck Area144 sqft
Patio Area144 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address318 COMMONWEALTH RD
CityMOUNT PLEASANT
StateSC
Zip29466-8327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -DARRELL CREEK DESCRIPTION -LOT 157 PHASE II
Legal SubdivisionDARRELL CREEK
Legal Phase2
Legal Lot Number157
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1046
Census Tract4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address318 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Feb 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2010 · Amount on Record
Deed SaleMar 1, 2010 · Amount on Record
Deed Book / Page109 / 573
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateAug 3, 2026
Property Address318 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number0000048588
Book / Page1407 / 94
Instrument DateJul 27, 2026
Instrument202648588
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyTITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number0000048588,
DateAug 3, 2026
Book Page1407/94
Instrument202648588
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 27, 2056
Interest
Rate6.49%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address318 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010740335
DateFeb 3, 2022
Book Page1074/335
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,562.00 (+12.76%)$944,463 (+2,775.08%) Land $327,233 Building $617,230$1,399,300 (+67.18%) Land $689,100 Building $710,200
2024$3,159.00 (+7.71%)$32,850 (-)
2022$2,933.00$32,850$837,000 (-) Land $290,000 Building $547,000
2020$837,000 Land $290,000 Building $547,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 359 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies359 in force
Nearby Flood Claims7 (1994–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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