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331 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 331 Commonwealth Rd, Mount Pleasant, SC 29466 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,906 sqft · built 2004
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$1,094,000 (Oct 2023)
Tax Bill$4,089 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN596-08-00-107

Property Details

APN / Parcel Number

Primary APN596-08-00-107

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,906 sqft Living Area
Gross Area3,608 sqft
1st Floor Area1,392 sqft
Upper Floors Area824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
TerrainHigh
PorchSlab
Porch Area850 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address331 COMMONWEALTH RD
CityMOUNT PLEASANT
StateSC
Zip29466-8319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -DARRELL CREEK DESCRIPTION -LOT 12 PHASE II
Legal SubdivisionDARRELL CREEK
Legal Phase2
Legal Lot Number12
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1061
Census Tract4617

Owner

Source: Charleston County records · APN 596-08-00-107

Assessment roll updated August 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address331 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 25, 2023Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Prior SaleDec 21, 2004 · Amount on Record
Deed Book / Page1210 / 31
Prior Transfer DateFeb 15, 2011
Prior Transfer Doc0176/0001
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateApr 29, 2026
Property Address331 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number1385000451
Book / Page1385 / 451
Instrument DateApr 21, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
InvestorPossibly a Property Investor

Mortgage

Document Number1385000451,
DateApr 29, 2026
Book Page1385/451
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateOct 25, 2023
Property Address331 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number0012100031
Book / Page1210 / 31
Map ReferenceMB EF PG 205-208
Instrument DateOct 06, 2023
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,844.40
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address331 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319

Mortgage

Document Number0000121034
DateOct 25, 2023
Instrument1210/34
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,089.00 (-1.04%)
2024$4,132.00 (+117.25%)$43,760 (+112.02%)
2022$1,902.00$20,640$574,200 (-47.51%) Land $182,300 Building $391,900
2020$1,094,000 Land $400,000 Building $694,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 359 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies359 in force
Nearby Flood Claims7 (1994–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2023, tidal / storm surge, Hurricane Idalia
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 37% of South Carolina
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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