3178 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3178 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,279 sqft · built 2003
Lot Size	0.229 acres (9,965 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Sep 2002)
Tax Bill	$6,483 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240-450-05-00`

Property Details

APN / Parcel Number

Primary APN	`240-450-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,279 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,965 sqft (0.229 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3178 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 48 TR 013898
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013898
Legal Block	3
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3178 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2002 · Amount on Record
Deed Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	2002836571
Last Transfer Date	Apr 24, 2015
Transfer Doc	0000210610
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3178 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000304356
Date	Nov 2, 2023
Instrument	2023-0304356

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3178 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000158147
Date	Mar 1, 2021
Instrument	2021-0158147

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,437 (+2%) Land $159,390 Building $371,047
2025	$6,483.00 (+4.06%) Homeowner's exemption	$520,037 (+4.04%) Land $156,265 Building $363,772
2023	$6,230.00 (+0.76%) Homeowner's exemption	$499,846 Land $150,198 Building $349,648
2022	$6,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures