3174 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3174 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,913 sqft · built 2003
Lot Size	0.225 acres (9,810 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Mar 2003)
Tax Bill	$7,984 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-450-06-00`

Property Details

APN / Parcel Number

Primary APN	`240-450-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,913 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,810 sqft (0.225 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3174 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 49 TR 013898
Legal Subdivision	795
Legal Tract	013898
Legal Block	3
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3174 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2003 · Amount on File
Deed Sale	Mar 26, 2003 · Amount on File
Prior Sale	Sep 27, 2002 · Amount on File
Deed Document Number	2003339016
Last Transfer Date	Sep 7, 2010
Transfer Doc	0000502102
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3174 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000473230
Date	Jun 30, 2021
Instrument	2021-0473230

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3174 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000270570
Date	Apr 7, 2021
Instrument	2021-0270570

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3174 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249628
Date	Jun 20, 2018
Instrument	2018-0249628

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 28, 2028

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$672,885 (+2%) Land $235,795 Building $437,090
2025	$7,984.00 (+4.19%) Homeowner's exemption	$659,692 (+4.04%) Land $231,172 Building $428,520
2023	$7,663.00 (+0.86%) Homeowner's exemption	$634,078 Land $222,197 Building $411,881
2022	$7,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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