317 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 317 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 672 sqft · built 1984
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2025)
Tax Bill	$6,143 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
APN	`04-31-0-211-009`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-211-009`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	512 sqft
Deck Area	156 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	317 NANCY DR
City	O FALLON
State	IL
Zip	62269-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGETOWNE SUB LOT/SEC-8 A02847781
Legal Subdivision	GEORGETOWNE SUB
Legal Block	211
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3031
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 NANCY DR, O FALLON, IL 62269-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · VA Mortgage KANSAS STATE BANK
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Oct 8, 2024
Deed Document Number	20252847781
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 23, 2021
Property Address	317 NANCY DR, O FALLON, IL 62269-2440
Document Number	0A02705198
Map Reference	MB 72 PG 94
Instrument Date	Jun 21, 2021
Instrument	A02705198
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MADISON COUNTY TITLE, MADISON CO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 NANCY DR, O FALLON, IL 62269-2440

Mortgage

Document Number	0A02705199
Date	Jun 23, 2021
Instrument	A02705199

Lender

Name	KANSAS STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 3, 2017
Property Address	317 NANCY DR, O FALLON, IL 62269-2440
Document Number	00A2532057
Instrument Date	Mar 31, 2017
Instrument	2532057
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	317 NANCY DR O FALLON IL 622692440, O FALLON, IL 62269-2440

Mortgage

Document Number	A2532058
Date	Apr 3, 2017
Instrument	2532058

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,143.00	$95,145 (+34.34%) Land $17,291 Building $77,854	$285,435 (+34.34%) Land $51,873 Building $233,562
2022		$70,824 Land $12,871 Building $57,953	$212,472 Land $38,613 Building $173,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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