312 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 312 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,236 sqft · built 1985
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,454 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2022 Line of Credit
APN	`04-31-0-201-010`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-201-010`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,068 sqft (0.3 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,152 sqft
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 NANCY DR
City	O FALLON
State	IL
Zip	62269-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGETOWNE SUB LOT/SEC-2 A02869331
Legal Subdivision	GEORGETOWNE SUB
Legal Block	201
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3023
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 NANCY DR, O FALLON, IL 62269-2488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer ADVANCED TITLE SOLUTIONS
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025
Deed Sale	Dec 22, 2025
Prior Sale	Dec 17, 2025 · Amount on Record
Deed Document Number	20252869647
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0002869647
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 17, 2025
Property Address	312 NANCY DR, O FALLON, IL 62269-2488
Document Number	0A02869331
Map Reference	MB 72 PG 94
Instrument Date	Dec 17, 2025
Instrument	A02869331
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 NANCY DR, O FALLON, IL 62269-2488

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	312 NANCY DR, O FALLON, IL 62269-2488
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02739129
Date	Mar 11, 2022
Instrument	A02739129

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,454.00 (+8.73%) Homeowner's exemption	$94,607 (+9.62%) Land $16,662 Building $77,945	$283,821 (+9.62%) Land $49,986 Building $233,835
2024	$5,936.00 Homeowner's exemption	$86,305 (+22.55%) Land $15,200 Building $71,105	$258,915 (+22.55%) Land $45,600 Building $213,315
2022		$70,424 Land $12,403 Building $58,021	$211,272 Land $37,209 Building $174,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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