314 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 314 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,755 sqft · built 1985
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Jun 2021)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2021 Sale & Mortgage
APN	`04-31-0-201-009`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-201-009`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,755 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Mixed
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	314 NANCY DR
City	O FALLON
State	IL
Zip	62269-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGETOWNE SUB LOT/SEC-3 DOC A02703012
Legal Subdivision	GEORGETOWNE SUB
Legal Block	201
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3023
Census Tract	504354

Owner

Source: St. Clair County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1006 STONYBROOK DR, O FALLON, IL 62269-3501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Transfer on Death Deed, Transfer
Jun 14, 2021	Deed, Transfer · Commercial Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Dec 11, 2003 · Amount on Record
Deed Document Number	20212703012
Last Transfer Date	Sep 4, 2026
Transfer Doc	0002894851
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 8, 2026
Property Address	314 NANCY DR, O FALLON, IL 62269-2488
Document Number	0002894851
Instrument Date	Sep 4, 2026
Instrument	20262894851
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 STONYBROOK DR, O FALLON, IL 62269-3501

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 14, 2021
Property Address	314 NANCY DR, O FALLON, IL 62269-2488
Document Number	A02703012
Map Reference	PL 72 PG 94
Instrument Date	Jun 9, 2021
Instrument	A02703012
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 NANCY DR, O FALLON, IL 62269-2488

Mortgage

Document Number	A02703013
Date	Jun 14, 2021
Instrument	A02703013

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 9, 2031

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,636.00	$77,208 (+34.34%) Land $13,024 Building $64,184	$231,624 (+34.34%) Land $39,072 Building $192,552
2022		$57,472 Land $9,695 Building $47,777	$172,416 Land $29,085 Building $143,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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