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316 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 316 Nancy Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,794 sqft · built 1982
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jul 2024)
Tax Bill$5,493 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
APN04-31-0-201-012

Property Details

APN / Parcel Number

Primary APN04-31-0-201-012

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,794 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.25 acres)
Garage TypeMixed
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area692 sqft
Patio Area692 sqft
Canopy352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address316 NANCY DR
CityO FALLON
StateIL
Zip62269-2488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGETOWNE SUB LOT/SEC-4 LOT 4 & E 5FT LOT 5 AS IN A02817711
Legal SubdivisionGEORGETOWNE SUB
Legal Block201
Legal Lot Number4-5
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3023
Census Tract504354

Owner

316 Nancy Dr is owned and occupied by two individuals who bought it in July 2024.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address316 NANCY DR, O FALLON, IL 62269-2488
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2024 · Amount on File
Deed SaleJul 2, 2024 · Amount on File
Prior SaleNov 15, 2022 · Amount on File
Deed Document Number20242817711
Prior Transfer DateAug 19, 2014
Prior Transfer Doc00A2423123
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateNov 15, 2022
Property Address316 NANCY DR, O FALLON, IL 62269-2488
Document Number0A02766035
Map ReferenceMB 72 PG 94
Instrument DateNov 9, 2022
InstrumentA02766035
Transaction TypeTransfer
Record UpdatedNov 30, 2022
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 EDWARD ST, O FALLON, IL 62269-2452

Mortgage

Document Number0A02766036
DateNov 15, 2022
InstrumentA02766036
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 316 Nancy Dr was $5,493, up 18.6% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,493.00 (+18.64%) Homeowner's exemption$75,244 (+9.62%) Land $13,840 Building $61,404$225,732 (+9.62%) Land $41,520 Building $184,212
2024$4,630.00$68,640 Land $12,625 Building $56,015$205,920 Land $37,875 Building $168,045
2022$56,009 Land $10,302 Building $45,707$168,027 Land $30,906 Building $137,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 316 Nancy Dr; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims4 (1979–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 Nancy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: ClearWave.

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