403 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 403 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	7 ba · 1,784 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$5,135 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2020 Sale & Mortgage
APN	`04-31-0-217-033`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-217-033`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	1,784 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	152 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 NANCY DR
City	O FALLON
State	IL
Zip	62269-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST END TERRACE LOT/SEC-10 A02678062
Legal Subdivision	WEST END TERRACE
Legal Block	217
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3032
Census Tract	504354

Owner

Source: St. Clair County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1006 COTTONWOOD CT, O FALLON, IL 62269-3718
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · Commercial Mortgage TOGETHER CU
Dec 2, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2026A02880817
Prior Transfer Date	Dec 31, 2014
Prior Transfer Doc	0002438657
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 17, 2026
Property Address	403 NANCY DR, O FALLON, IL 62269-3421
Document Number	0002880817
Instrument Date	Apr 17, 2026
Instrument	2026.2880817
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,297.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 COTTONWOOD CT, O FALLON, IL 62269-3718

Mortgage

Date	Apr 17, 2026

Lender

Name	TOGETHER CU

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 2, 2020
Property Address	403 NANCY DR, O FALLON, IL 62269-3421
Document Number	00A2678062
Instrument Date	Nov 30, 2020
Instrument	2678062
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1516 WEST BLVD BELLEVILLE IL 622215058, BELLEVILLE, IL 62221-5058

Mortgage

Document Number	A2678063
Date	Dec 2, 2020
Instrument	2678063

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,135.00	$70,445 (+22.55%) Land $9,787 Building $60,658	$211,335 (+22.55%) Land $29,361 Building $181,974
2022		$57,482 Land $7,986 Building $49,496	$172,446 Land $23,958 Building $148,488

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Nancy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures