Madison County property record for 317 E Clay St, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,457 sqft · built 1972 |
| Lot Size | 0.334 acres (14,586 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| APN | 09-2-22-09-08-202-019 |
| Primary APN | 09-2-22-09-08-202-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 14,586 sqft (0.334 acres) |
| Lot Dimensions | 132 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 1 sqft |
| Pool Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 317 E CLAY ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZENK DR ADD LOT 6 & O L 50 110X132.6 |
| Legal Subdivision | ZENK DR ADDN |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 403531 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 317 E CLAY ST, TROY, IL 62294-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2003 |
| Transfer Doc | 0000068193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 317 E CLAY ST, TROY, IL 62294-1211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005229 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026R05229 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,872.00 (+7.41%) | $81,420 (+28.28%) Land $15,020 Building $66,400 | $244,260 (+28.15%) Land $45,060 Building $199,200 |
| 2024 | $4,536.00 (+15.71%) | ||
| 2022 | $3,920.00 | $63,470 Land $11,710 Building $51,760 | $190,600 Land $35,165 Building $155,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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