Madison County property record for 304 E Clay St, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 808 sqft · built 1941 |
| Lot Size | 0.237 acres (10,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,500 (Jul 2016) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| APN | 09-2-22-09-08-202-007 |
| Primary APN | 09-2-22-09-08-202-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 10,360 sqft (0.237 acres) |
| Lot Dimensions | 207 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 304 E CLAY ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOT LOT O L 40 50X207.2 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 403531 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 E CLAY ST, TROY, IL 62294-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on Record |
| Deed Sale | Jul 22, 2016 · Amount on Record |
| Prior Sale | Feb 14, 2011 · Amount on Record |
| Deed Document Number | 201624854 |
| Prior Transfer Date | Feb 9, 2011 |
| Prior Transfer Doc | 0000006818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 304 E CLAY ST, TROY, IL 62294-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001991 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 2023R01991 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Aug 1, 2046 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,256.00 (+7.25%) | $53,060 (+28.32%) Land $12,540 Building $40,520 | $159,180 (+28.19%) Land $37,620 Building $121,560 |
| 2024 | $3,036.00 (+14.96%) | ||
| 2022 | $2,641.00 | $41,350 Land $9,770 Building $31,580 | $124,174 Land $29,339 Building $94,835 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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