312 E Clay St, Troy, IL 62294 Property Records

Madison County property record for 312 E Clay St, Troy, IL 62294 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	480 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2025)
Tax Bill	$2,059.00 (2025)

Owner

Source: Madison County records · APN 09-2-22-09-08-202-011

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 E CLAY ST, TROY, IL 62294-1212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Sep 21, 2011 · Amount on Record
Deed Doc Number	20254658
Record Refreshed	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	312 E CLAY ST, TROY, IL 62294-1212
Document Number	0000036823
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	537 BERKSHIRE DR TROY IL 622941291, TROY, IL 62294-1291

Mortgage

Document Number	0000036823
Date	Oct 14, 2020
Instrument	36823

Lender

Name	FCB BANKS
Address	TROY, IL 62294

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+6.24%)	$29,760 (+28.33%) Land $8,330 Building $21,430	$89,280 (+28.2%) Land $24,990 Building $64,290
2024	$1,938.00 (+11.89%)
2022	$1,732.00	$23,190 Land $6,490 Building $16,700	$69,639 Land $19,489 Building $50,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-08-202-011`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Building Area	480 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	10,454 sqft (0.24 acres)
Depth X Width	207 ft x 50 ft Depth x Width
Garage Area	1 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	312 E CLAY ST
City	TROY
State	IL
Zip	62294-1212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OUTLOT OUTLOT 45 & PT OUTLOT 44 50 X 207.2
Legal Lot Number	45
Jurisdiction	MADISON IL
Minor Civil Division	JARVIS
Census Blockgroup	1
Census Block	1012
Census Tract	403531