310 E Clay St, Troy, IL 62294 Property Records

Madison County property record for 310 E Clay St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2015
Lot Size	0.358 acres (15,611 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Aug 2019)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Dec 2019 Sale Aug 2019 Sale & Mortgage + 1 more
APN	`09-2-22-09-08-202-010`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-08-202-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,611 sqft (0.358 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	310 E CLAY ST
City	TROY
State	IL
Zip	62294-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT O L 43 60 X 207.2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1012
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 E CLAY ST, TROY, IL 62294-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Correction Deed, Transfer COMMUNITY TITLE AND ESCROW LIMITED, COMMUNITY TITLE & ESCROW LTD
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK STAUNTON
Feb 8, 2018	Warranty Deed, Transfer COLLINSVILLE BLDG & LN ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	201926407
Record Updated	Sep 20, 2026

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MADISON IL
Recording Date	Dec 30, 2019
Property Address	310 E CLAY ST, TROY, IL 62294-1212
Document Number	0000042095
Instrument Date	Aug 8, 2019
Instrument	42095
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	COMMUNITY TITLE AND ESCROW LIMITED, COMMUNITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 MEADOW DR TROY IL 622941010, TROY, IL 62294-1010

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 20, 2019
Property Address	310 E CLAY ST, TROY, IL 62294-1212
Document Number	0000026407
Map Reference	BK 945 PG 428
Instrument Date	Aug 8, 2019
Instrument	2019R26407
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 S ELM ST, STAUNTON, IL 62088-1466

Mortgage

Document Number	0000026408
Date	Aug 20, 2019
Instrument	2019R26408

Lender

Name	FIRST NATIONAL BANK STAUNTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 8, 2018
Property Address	310 E CLAY ST, TROY, IL 62294-1212
Document Number	0000004188
Instrument Date	Dec 23, 2017
Instrument	4188
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ABSTRACTS AND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 E CLAY ST TROY IL 622941212, TROY, IL 62294-1212

Mortgage

Document Number	4189
Date	Feb 8, 2018
Instrument	4189

Lender

Name	COLLINSVILLE BLDG & LN ASSN
Type	Funding / Finance Company
Address	COLLINSVILLE, IL 62234

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,123.00 (+6.73%)	$94,510 (+28.29%) Land $14,710 Building $79,800	$283,530 (+28.16%) Land $44,130 Building $239,400
2024	$5,737.00 (+13.49%)
2022	$5,055.00	$73,670 Land $11,470 Building $62,200	$221,231 Land $34,444 Building $186,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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