314 E Clay St, Troy, IL 62294 Property Records

Madison County property record for 314 E Clay St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,264 sqft · built 1952
Lot Size	0.323 acres (14,090 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Jul 2021)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Foreclosure
APN	`09-2-22-09-08-202-012`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-08-202-012`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,090 sqft (0.323 acres)
Lot Dimensions	207 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	314 E CLAY ST
City	TROY
State	IL
Zip	62294-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTLOT PT OUTLOT 44 68 X 207.2
Legal Lot Number	44
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1012
Census Tract	403531

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E CLAY ST, TROY, IL 62294-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Apr 8, 2021	Foreclosure MADISON COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Apr 8, 2021
Deed Document Number	202129713
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 14, 2021
Property Address	314 E CLAY ST, TROY, IL 62294-1212
Document Number	0000029713
Map Reference	BK 1210 PG 280
Instrument Date	Jul 12, 2021
Instrument	2021R29713
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	MADISON COUNTY TITLE, MADISON COUNTY TITLE II

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3601 WABASH AVE, SPRINGFIELD, IL 62711-7436

Mortgage

Document Number	0000029714
Date	Jul 14, 2021
Instrument	2021R29714

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON IL
Recording Date	Apr 8, 2021
Property Address	314 E CLAY ST, TROY, IL 62294-1212
Document Number	0000015293
Map Reference	BK 1332 PG 30
Instrument Date	Mar 30, 2021
Instrument	2021R15293
Transaction Type	Foreclosure
Record Updated	Apr 21, 2022
Title Company	MADISON COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR LBBY 24, 1, CHICAGO, IL 60606-4615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20B KETTLE RIVER DR STE 6, 6, GLEN CARBON, IL 62034-2806

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,996.00	$52,430 (+28.25%) Land $13,750 Building $38,680	$157,290 (+28.12%) Land $41,250 Building $116,040
2024	$2,996.00 (+15.01%)
2022	$2,605.00	$40,880 Land $10,720 Building $30,160	$122,763 Land $32,192 Building $90,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures