Monroe County property record for 31641 Ave D, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,544 sqft · built 2004 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Aug 1999) |
| Tax Bill | $7,396 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure Apr 2019 Loan Modification + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00308710-000000 |
| Primary APN | 00308710-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,950 sqft (0.137 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 784 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1380831 |
|---|---|
| Street Address | 31641 AVENUE D |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 32-A LT 12 AND BAY BOTTOM ADJ LT 12 BIG PINE COVE PB3-131 BIG PINE KEY OR156-623(II DEED 22147) OR459-993 OR156-623 OR412-1024/25 OR713-671C OR808-607 OR808-609 OR808-610 OR850-1359 OR850-1360 OR1591-1533D/C OR1591-1534/35 OR2480-869/70 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | BIG PINE COVE |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 971401 |
31641 Ave D is owned and occupied by an individual who acquired it in August 2026.
Source: Monroe County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31641 AVENUE D, BIG PINE KEY, FL 33043-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Apr 3, 2019 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Dec 3, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1999 · Amount on File |
| Deed Sale | Aug 13, 1999 · Amount on File |
| Prior Sale | Mar 1, 1982 · Amount on File |
| Deed Book / Page | 1591 / 1534 |
| Last Transfer Date | Aug 10, 2026 |
| Transfer Doc | 0002555877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 10, 2026 |
| Property Address | 31641 AVENUE D, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0002555877 |
| Book / Page | 3396 / 2491 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20262555877 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31641 AVENUE D, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0029571052 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 31641 AVENUE D BIG PINE KEY FL 330434530, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0029571052 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 002957/001052 |
| Instrument | 2214139 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 4, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31641 AVENUE D, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0029422042 |
| Instrument Date | Dec 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 31641 AVENUE D BIG PINE KEY FL 330434530, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0029422042 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 002942/002042 |
| Instrument | 2200214 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2047 |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31641 AVENUE D, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0029120644 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 31641 AVENUE D BIG PINE KEY FL 330434530, BIG PINE KEY, FL 33043-4530 |
| Document Number | 0029120644 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 002912/000644 |
| Instrument | 2173982 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2048 |
The 2025 property tax bill for 31641 Ave D was $7,396, up 5.7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,396.00 (+5.66%) | $882,692 Land $554,300 Building $328,392 | $882,692 Land $554,300 Building $328,392 |
| 2024 | $7,000.00 (+5.55%) | ||
| 2023 | $6,632.00 (+17.57%) | $935,223 (+35.98%) Land $706,203 Building $229,020 | $935,223 (+35.98%) Land $706,203 Building $229,020 |
| 2022 | $5,641.00 | $687,743 Land $453,031 Building $234,712 | $687,743 Land $453,031 Building $234,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31641 Ave D in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | FL-50 “No Name Key” |
| Unit Type | System Unit |
| Designated | Nov 16, 1990 |
| NFIP Eligibility | Not eligible (built 2004) built after the Nov 16, 1990 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31641 Ave D has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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