31587 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31587 Ave D, Big Pine Key, FL 33043

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 442 sqft · built 1969
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Feb 2021)
Tax Bill	$4,908 (2024)
Deeds & Mortgages	Feb 2021 Sale & Construction Loan
Flood Zone	Zone VE (high risk)
APN	`00308680-000000`

Property Details

APN / Parcel Number

Primary APN	`00308680-000000`
Alternative APNs	`25662900308680000000` `1380806`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	442 sqft Living Area
1st Floor Area	1,452 sqft
Flooring	Plywood
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,750 sqft (0.2 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	805 sqft
Deck Area	144 sqft
Patio Area	432 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1380806
Old Parcel Number	25662900308680000000
Street Address	31587 AVENUE D
City	BIG PINE KEY
State	FL
Zip	33043-4531
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BIG PINE COVE PB3-131 BIG PINE KEY LOTS 9 AND 10 BLK 32-A OR151-316/17 OR392-661/62 OR851-2115 OR1045-2080 RE 30869 COMBINED
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	BIG PINE COVE
Legal Block	32
Legal Lot Number	9-10 10
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1024
Census Tract	971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5210 CROMER RD, ROCKINGHAM, VA 22802-1065
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	2305265
Deed Book / Page	3077 / 632
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 23, 2021
Property Address	31587 AVENUE D, BIG PINE KEY, FL 33043-4531
Document Number	0030770632
Book / Page	3077 / 632
Map Reference	MB 3 PG 131
Instrument Date	Feb 12, 2021
Instrument	2305265
Transaction Type	Construction Loan
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7111 BROOKSIDE DR, 7111, CLEVELAND, OH 44144-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5210 CROMER RD, ROCKINGHAM, VA 22802-1065

Mortgage

Document Number	0003077634
Date	Feb 23, 2021
Instrument	3077/634

Lender

Name	SANDRA TUTTLE
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 12, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$458,793 (-21.47%) Land $386,829 Building $71,964	$458,793 (-21.47%) Land $386,829 Building $71,964
2024	$4,908.00 (+6%)
2023	$4,630.00 (+19.18%)	$584,220 (+44.15%) Land $511,368 Building $72,852	$584,220 (+44.15%) Land $511,368 Building $72,852
2022	$3,885.00	$405,281 Land $329,115 Building $76,166	$405,281 Land $329,115 Building $76,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20