Monroe County property record for 31575 Ave D, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,239 sqft · built 2021 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $950,000 (Apr 2024) |
| Tax Bill | $6,080 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2020 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00308660-000000 |
| Primary APN | 00308660-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,239 sqft Living Area |
| 1st Floor Area | 710 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,375 sqft (0.1 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 350 sqft |
| Deck Area | 80 sqft |
| Patio Area | 192 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 1380784 |
|---|---|
| Old Parcel Number | 25662900308660000000 |
| Street Address | 31575 AVENUE D |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 32A LT 7 BIG PINE COVE PB3-131 BIG PINE KEY OR389-276-277 OR540-972 OR819-2044 OR1007-975 OR1007-976 OR1884-2182 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | BIG PINE COVE |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 31575 AVENUE D, BIG PINE KEY, FL 33043-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 20, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERNMOST LLC |
| Mar 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage RONALD J & PATRICIA W KOLATA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 2458506 |
| Deed Book / Page | 3271 / 2162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31575 AVENUE D, BIG PINE KEY, FL 33043-4531 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 31465 AVENUE F, BIG PINE KEY, FL 33043-4549 |
| Document Number | 0032712164 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 3271/2164 |
| Instrument | 2458507 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 20, 2020 |
| Property Address | 31575 AVENUE D, BIG PINE KEY, FL 33043-4531 |
| Document Number | 0030382307 |
| Book / Page | 003038 / 002307 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 2278172 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15521 SW 163RD ST MIAMI FL 331875219, MIAMI, FL 33187-5219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 31575 AVENUE D, BIG PINE KEY, FL 33043-4531 |
| Document Number | 0029470610 |
| Book / Page | 002947 / 000610 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2204271 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,379.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4788 COCONUT RD LAKE WORTH FL 334615404, LAKE WORTH, FL 33461-5404 |
| Document Number | 29470613 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 002947/000613 |
| Instrument | 2204273 |
| Name | SOUTHERNMOST LLC |
|---|---|
| Address | 22 ALLAMANDA AVE, KEY WEST, FL 33040-6202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 3, 2022 |
| Rate | 5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 31575 AVENUE D, BIG PINE KEY, FL 33043-4531 |
| Document Number | 0028410655 |
| Book / Page | 002841 / 000655 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 2112223 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 ALLAMANDA AVE KEY WEST FL 330406202, KEY WEST, FL 33040-6202 |
| Document Number | 28410657 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 002841/000657 |
| Instrument | 2112224 |
| Name | RONALD J & PATRICIA W KOLATA |
|---|---|
| Address | 806 NORTHBROOK DR, RALEIGH, NC 27609-5516 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 29, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797,775 (+12.35%) Land $325,516 Building $472,259 | $797,775 (+12.35%) Land $325,516 Building $472,259 | |
| 2024 | $6,080.00 (+6.57%) | ||
| 2023 | $5,705.00 (+13.33%) | $710,049 (+25.35%) Land $413,251 Building $296,798 | $710,049 (+25.35%) Land $413,251 Building $296,798 |
| 2022 | $5,034.00 | $566,444 Land $265,831 Building $300,613 | $566,444 Land $265,831 Building $300,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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