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31640 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31640 Ave D, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,435 sqft · built 2022
Lot Size0.402 acres (17,500 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (May 2021)
Tax Bill$9,490 (2024)
Deeds & MortgagesAug 2021 Construction Loan
May 2021 Sale
+ 2 more
Flood ZoneZone VE (high risk)
APN00308590-000000

Property Details

APN / Parcel Number

Primary APN00308590-000000
Alternative APNs
  • 25662900308590000000
  • 1380717

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,435 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,500 sqft (0.402 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotWaterfront
Garage TypeCovered
Garage Area910 sqft
PorchOpen Porch
Porch Area374 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1380717
Street Address31640 AVENUE D
CityBIG PINE KEY
StateFL
Zip33043-4581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 22 LOTS 21 AND 22 AND ADJ BAY BTM BIG PINE COVE PB3-131 BIG PINE KEY OR156-623(II DEED 22147) OR412-1023 OR977-2413 OR980-91C OR1005-2455 OR1005-2463 OR1287-2187 OR1319-204/05 OR1446-2336/37 OR1483-2415/16 OR1549-1806/07 OR1952-1602/03 OR2169-507
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionBIG PINE COVE
Legal Block22
Legal Lot Number21,22
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1026
Census Tract971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19115 SW 128TH AVE, MIAMI, FL 33177-3708
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Construction Mortgage
SPACE COAST CU
May 4, 2021Correction Deed
TRUE TITLE FLORIDA KEYS INC
Mar 5, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CAPO IMPRESA LLC
Dec 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2021 · Amount on Record
Deed SaleMay 4, 2021 · Amount on Record
Prior SaleMar 5, 2021 · Amount on Record
Deed Document Number20212317829
Deed Book / Page3094 / 2480
Prior Transfer DateFeb 4, 2009
Prior Transfer Doc0023990674
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31640 AVENUE D, BIG PINE KEY, FL 33043-4581
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address19115 SW 128TH AVE, MIAMI, FL 33177-3708

Mortgage

Document Number0031220786
DateAug 26, 2021
Book Page3122/786
Instrument2337274
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueSep 1, 2052

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateMay 4, 2021
Property Address31640 AVENUE D, BIG PINE KEY, FL 33043-4581
Document Number0030942480
Book / Page3094 / 2480
Map ReferenceMB 3 PG 131
Instrument DateMar 18, 2021
Instrument2317829
Record UpdatedJan 23, 2024
Title CompanyTRUE TITLE FLORIDA KEYS INC

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address5179 E ROOSEVELT ST, APACHE JUNCTION, AZ 85119-8839

Transferred To (Grantee/Buyer)

NameVerified Name
Address19115 SW 128TH AVE, MIAMI, FL 33177-3708

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 5, 2021
Property Address31640 AVENUE D, BIG PINE KEY, FL 33043-4581
Document Number0030792168
Book / Page3079 / 2168
Map ReferenceMB 3 PG 131
Instrument DateMar 1, 2021
Instrument2307149
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyTRUE TITLE FLORIDA KEYS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5179 E ROOSEVELT ST, APACHE JUNCTION, AZ 85119-8839

Transferred To (Grantee/Buyer)

NameVerified Name
Address19115 SW 128TH AVE, MIAMI, FL 33177-3708

Mortgage

Document Number0030792171
DateMar 5, 2021
Instrument3079/2171
Lender
NameCAPO IMPRESA LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueMar 1, 2024

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 7, 2020
Property Address31640 AVENUE D, BIG PINE KEY, FL 33043-4581
Document Number0030601990
Book / Page003060 / 001990
Instrument DateNov 25, 2020
Instrument2293554
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5179 E ROOSEVELT ST APACHE JUNCTION AZ 851198839, APACHE JUNCTION, AZ 85119-8839

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,389,098 (-5.74%) Land $895,440 Building $493,658$1,389,098 (-5.74%) Land $895,440 Building $493,658
2024$9,490.00 (+4.72%)
2023$9,062.00 (+134.58%)$1,473,697 (+302.48%) Land $1,143,502 Building $330,195$1,473,697 (+302.48%) Land $1,143,502 Building $330,195
2022$3,863.00$366,150 Land $356,790 Building $9,360$366,150 Land $356,790 Building $9,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitFL-50 “No Name Key”
Unit TypeSystem Unit
DesignatedNov 16, 1990
NFIP EligibilityNot eligible (built 2022)
built after the Nov 16, 1990 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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