31580 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31580 Ave D, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1980
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Feb 2018)
Tax Bill	$4,154 (2024)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00308560-000000`

Property Details

APN / Parcel Number

Primary APN	`00308560-000000`
Alternative APN	`1380687`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	960 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	128 sqft
Deck Area	25 sqft
Patio Area	41 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1380687
Street Address	31580 AVENUE D
City	BIG PINE KEY
State	FL
Zip	33043-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 22 LT 18 BIG PINE COVE PB3-131 BIG PINE KEY OR551-152 OR791-1744 OR972-688 OR1364-1695/96 OR1544-2196 OR1654-890 OR2075-812 OR2890-1762/62
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	BIG PINE COVE
Legal Block	22
Legal Lot Number	18
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1024
Census Tract	971401

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31587 AVENUE D, BIG PINE KEY, FL 33043-4531
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	20182154234
Deed Book / Page	2890 / 1762
Prior Transfer Date	May 12, 1995
Prior Transfer Doc	1354000838
Record Updated	Sep 20, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 6, 2018
Property Address	31580 AVENUE D, BIG PINE KEY, FL 33043-4529
Document Number	0028901762
Book / Page	2890 / 1762
Map Reference	MB3 PG131
Instrument Date	Jan 30, 2018
Instrument	2154234
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20949 5TH AVE W, 20949, SUMMERLAND KEY, FL 33042-4004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31580 AVENUE D, BIG PINE KEY, FL 33043-4529

Mortgage

Document Number	0002154235
Date	Feb 6, 2018
Instrument	2154235

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,164 (+5.99%)	$448,884 (+6.87%) Land $220,000 Building $228,884
2024	$4,154.00 (+4.63%)
2023	$3,970.00 (+14.21%) Homeowner's exemption	$420,019 (+11.24%) Land $207,500 Building $212,519	$420,019 (+11.24%) Land $207,500 Building $212,519
2022	$3,476.00	$377,572 Land $160,000 Building $217,572	$377,572 Land $160,000 Building $217,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20