31611 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31611 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,240 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2019)
Tax Bill	$4,766 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-202-006`

Property Details

APN / Parcel Number

Primary APN	`963-202-006`
Alternative APN	`958433006`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	3,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31611 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.18 ACRES IN LOT 67 MB 305/093 TR 28914
Legal Subdivision	TRACT NO 28914
Legal Tract	28914
Legal Lot Number	67
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31611 PEPPER TREE ST, WINCHESTER, CA 92596-8838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 25, 2019	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Dec 11, 2008 · Amount on Record
Deed Document Number	2019381534
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0000562034
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31611 PEPPER TREE ST, WINCHESTER, CA 92596-8838
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31611 PEPPER TREE ST, WINCHESTER, CA 92596-8838

Mortgage

Document Number	0000401457
Date	Jul 2, 2021
Instrument	2021-0401457

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 25, 2019
Property Address	31611 PEPPER TREE ST, WINCHESTER, CA 92596-8838
Document Number	0000381534
Instrument Date	Sep 1, 2019
Instrument	381534
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31611 PEPPER TREE ST WINCHESTER CA 925968838, WINCHESTER, CA 92596-8838

Mortgage

Document Number	381535
Date	Sep 25, 2019
Instrument	381535

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31611 PEPPER TREE ST, WINCHESTER, CA 92596-8838
Document Number	0000280469
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31611 PEPPER TREE ST MENIFEE CA 925968838, MENIFEE, CA 92596-8838

Mortgage

Document Number	0000280469
Date	Jul 11, 2018
Instrument	280469

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,755 (+2%) Land $111,550 Building $446,205
2025	$4,766.00 (+1%) Disabled Person's exemption Veteran's exemption	$546,819 (+4.04%) Land $109,363 Building $437,456
2023	$4,719.00 (+1.07%) Disabled Person's exemption Veteran's exemption	$525,587 Land $105,117 Building $420,470
2022	$4,669.00
2021			$576,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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