31596 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31596 Pepper Tree St, Winchester, CA 92596 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,774 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$406,000 (Feb 2004)
Tax Bill	$6,802 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`963-203-009`

Property Details

APN / Parcel Number

Primary APN	`963-203-009`
Alternative APN	`958434009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,389 sqft
1st Floor Area	2,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31596 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 95 MB 305/093 TR 28914
Legal Subdivision	TRACT NO 28914
Legal Tract	28914
Legal Lot Number	95
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1006
Census Tract	43294

Owner

Source: Riverside County records · APN 963-203-009

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	31596 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2004 · Amount on Record
Deed Sale	Feb 20, 2004 · Amount on Record
Deed Document Number	2004119325
Last Transfer Date	Nov 27, 2006
Transfer Doc	0000056586
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31596 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31596 PEPPER TREE ST, WINCHESTER, CA 92596-8839

Mortgage

Document Number	0000010898
Date	Jan 07, 2022
Instrument	2022-0010898

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31596 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052646
Date	Feb 13, 2018
Instrument	2018-0052646

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2033

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31596 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454248
Date	Nov 19, 2018
Instrument	2018-0454248

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31596 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311219
Date	Aug 15, 2019
Instrument	2019-0311219

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2034

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,802.00 (+2.64%) Homeowner's exemption	$577,217 (+4.04%) Land $99,509 Building $477,708
2023	$6,627.00 (+2.66%) Homeowner's exemption	$554,805 Land $95,646 Building $459,159
2022	$6,455.00
2021			$568,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 498 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: MJM Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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