31599 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31599 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,240 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2017)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-202-007`

Property Details

APN / Parcel Number

Primary APN	`963-202-007`
Alternative APN	`958433007`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	3,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31599 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.18 ACRES IN LOT 68 MB 305/093 TR 28914
Legal Subdivision	TRACT NO 28914
Legal Tract	28914
Legal Lot Number	68
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43294

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LENDING HOME LOANS INC
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BECKAM FUNDING CORP
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	2017234531
Last Transfer Date	Jun 21, 2021
Transfer Doc	0000384709
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840

Mortgage

Document Number	0000098068
Date	Feb 28, 2022
Instrument	2022-0098068

Lender

Name	OCEAN LENDING HOME LOANS INC
Type	Mortgage Company
Address	MISSION VIEJO, CA 92691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 25, 2021
Property Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840
Document Number	0000384709
Map Reference	MB 305 PG 93-97
Instrument Date	Jun 21, 2021
Instrument	2021-0384709
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840

Mortgage

Document Number	0000384710
Date	Jun 25, 2021
Instrument	2021-0384710

Lender

Name	BECKAM FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 13, 2017
Property Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840
Document Number	0000234531
Map Reference	MB 30 PG 93-97
Instrument Date	May 8, 2017
Instrument	2017-0234531
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CONSUMERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31599 PEPPER TREE ST, WINCHESTER, CA 92596-8840
Investor	Possibly a Property Investor

Mortgage

Document Number	0000234532
Date	Jun 13, 2017
Instrument	2017-0234532

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,027 (+2%) Land $118,377 Building $390,650
2025	$6,001.00 (+2.67%) Homeowner's exemption	$499,047 (+4.04%) Land $116,056 Building $382,991
2023	$5,845.00 (+2.74%) Homeowner's exemption	$479,670 Land $111,550 Building $368,120
2022	$5,689.00
2021			$566,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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