31584 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31584 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,545 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2011)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963-203-008`

Property Details

APN / Parcel Number

Primary APN	`963-203-008`
Alternative APN	`958434008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,209 sqft
1st Floor Area	2,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31584 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.17 ACRES IN LOT 94 MB 305/093 TR 28914
Legal Subdivision	TRACT 28914
Legal Tract	28914
Legal Lot Number	94
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1006
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31584 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2017	Deed of Trust, Mortgage · VA Mortgage ST FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2011 · Amount on Record
Deed Sale	Aug 31, 2011 · Amount on Record
Prior Sale	Feb 10, 2004 · Amount on Record
Deed Document Number	2011386743
Prior Transfer Date	Sep 1, 2006
Prior Transfer Doc	0000663193
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31584 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31584 PEPPER TREE ST, WINCHESTER, CA 92596-8839

Mortgage

Document Number	0000447120
Date	Sep 21, 2020
Instrument	2020-0447120

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31584 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Document Number	0000145728
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31584 PEPPER TREE ST MENIFEE CA 925968839, MENIFEE, CA 92596-8839

Mortgage

Document Number	0000145728
Date	Apr 12, 2017
Instrument	145728

Lender

Name	ST FIN
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,092 (+2%) Land $76,862 Building $256,230
2025	$4,234.00 (+2.77%) Homeowner's exemption	$326,561 (+4.04%) Land $75,355 Building $251,206
2023	$4,120.00 (+3.08%) Homeowner's exemption	$313,882 Land $72,430 Building $241,452
2022	$3,997.00
2021			$538,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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