St. Tammany Parish property record for 305 Memphis Trce, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 4,731 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $945,000 (Nov 2014) |
| Tax Bill | $9,892 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| APN | 104-142-2091 |
| Primary APN | 104-142-2091 |
|---|---|
| Alternative APN |
|
| Building Area | 4,731 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 104-142-2091 |
|---|---|
| Street Address | 305 MEMPHIS TRCE |
| City | COVINGTON |
| State | LA |
| Zip | 70433-4571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NATCHEZ TRACE LT29 PH1 |
| Legal Subdivision | NATCHEZ TRACE |
| Legal Phase | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 40601 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 305 MEMPHIS TRCE, COVINGTON, LA 70433-4571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on Record |
| Deed Sale | Nov 12, 2014 · Amount on Record |
| Deed Document Number | 1960706 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 305 MEMPHIS TRCE, COVINGTON, LA 70433-4571 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0002261639 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2261639 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,892.00 (-2.42%) Homeowner's exemption | $92,277 (-) Land $11,000 Building $81,277 | $922,766 (-) Land $110,000 Building $812,766 |
| 2024 | $10,137.00 (-6.97%) Homeowner's exemption | $92,277 (+0.77%) Land $11,000 Building $81,277 | $922,766 (+0.77%) Land $110,000 Building $812,766 |
| 2023 | $10,897.00 Homeowner's exemption | $91,570 (-) Land $11,000 Building $80,570 | $915,700 (-) Land $110,000 Building $805,700 |
| 2022 | $10,897.00 Homeowner's exemption | $91,570 Land $11,000 Building $80,570 | $915,700 Land $110,000 Building $805,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 450 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 450 in force |
| Nearby Flood Claims | 132 (1978–2026) |
| Claims Outside the SFHA | 69 of 132 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 72% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Sep 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: REV.
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