305 Memory Ln, Richmond, KY 40475 Property Records

Madison County property record for 305 Memory Ln, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$198,400 (Oct 2020)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0070-0035-0091`

Property Details

APN / Parcel Number

Primary APN	`0070-0035-0091`
Alternative APNs	`117354` `80434` `46755`

Location & Zoning

Account Number	46755
Street Address	305 MEMORY LN
City	RICHMOND
State	KY
Zip	40475-7539
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ORCHARD HILLS LOT 91 PH 3
Legal Phase	3
Legal Lot Number	91
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

Source: Madison County records · APN 0070-0035-0091

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 MEMORY LN, RICHMOND, KY 40475-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2014022789
Deed Book / Page	D00796 / 32
Record Updated	Jun 08, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 23, 2020
Property Address	305 MEMORY LN, RICHMOND, KY 40475-7539
Document Number	0D00796/32
Book / Page	D00796 / 32
Map Reference	CAB 29 SL 65
Instrument Date	Oct 10, 2020
Instrument	2014022789
Transaction Type	Transfer
Record Updated	Dec 09, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$198.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2710 PINE GROVE RD, PARIS, KY 40361-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MEMORY LN, RICHMOND, KY 40475-7539

Mortgage

Document Number	2014022790
Date	Oct 23, 2020
Instrument	2014022790

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00 (+0.47%) Additional exemption filed	$205,000 (+3.33%)	$205,000 (+3.33%)
2023	$1,924.00 (-0.31%)	$198,400 (-)	$198,400 (-)
2022	$1,930.00	$198,400	$198,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510109013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.