Anne Arundel County property record for 316 Beach Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,450 sqft · built 1974 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Sep 2020) |
| Tax Bill | $5,992 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-12485270 |
| Primary APN | 02-412-12485270 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,450 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 1,382 sqft |
| Finished Basement | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,800 sqft (0.294 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Deck Area | 278 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 41212485270 |
|---|---|
| Street Address | 316 BEACH DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 17 BK M SC 2 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | M |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 702601 |
316 Beach Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 BEACH DR, ANNAPOLIS, MD 21403-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Mar 6, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | May 31, 2001 · Amount on File |
| Deed Book / Page | 35196 / 136 |
| Transfer Doc | 0000002747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 10, 2020 |
| Property Address | 316 BEACH DR, ANNAPOLIS, MD 21403-3936 |
| Document Number | 0351960136 |
| Book / Page | 35196 / 136 |
| Map Reference | MB 23 PL 47 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 BEACH DR, 316, ANNAPOLIS, MD 21403-3936 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 316 BEACH DR, ANNAPOLIS, MD 21403-3936 |
| Document Number | 35196143 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 35196/143 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 316 BEACH DR, ANNAPOLIS, MD 21403-3936 |
| Document Number | 0344900139 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 316 BEACH DR ANNAPOLIS MD 214033936, ANNAPOLIS, MD 21403-3936 |
| Document Number | 0344900139 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 034490/000139 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 316 BEACH DR, ANNAPOLIS, MD 21403-3936 |
| Document Number | 0327610320 |
| Instrument Date | Dec 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Name | Verified Name |
|---|---|
| Address | 316 BEACH DR ANNAPOLIS MD 214033936, ANNAPOLIS, MD 21403-3936 |
| Document Number | 0327610320 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 032761/000320 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 316 Beach Dr was $5,992 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590,100 Land $246,400 Building $343,700 | $590,100 Land $246,400 Building $343,700 | |
| 2025 | $5,992.00 | ||
| 2023 | $4,914.00 Homeowner's exemption | $450,000 Land $246,400 Building $203,600 | $450,000 Land $246,400 Building $203,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Beach Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Beach Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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