322 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 322 Beach Dr, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,384 sqft · built 1965
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2023)
Tax Bill	$5,688 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-12776575`

Property Details

APN / Parcel Number

Primary APN	`02-412-12776575`
Alternative APNs	`2-412-12776575` `41212776575`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,036 sqft
Finished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	10,250 sqft (0.235 acres)
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41212776575
Street Address	322 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 20 BK M SC 2 PL 2 322 BEACH DR HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	M
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	702601

Owner

Source: Anne Arundel County records · APN 02-412-12776575

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2025	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Sep 25, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Aug 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 29, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	May 29, 2021 · Amount on Record
Deed Book / Page	39954 / 127
Prior Transfer Date	Mar 01, 2013
Prior Transfer Doc	0259790061
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936

Mortgage

Document Number	0417900005
Date	Nov 03, 2025
Book Page	41790/5

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 25, 2023
Property Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Document Number	0399540127
Book / Page	39954 / 127
Map Reference	MB 23 FO 47
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936

Mortgage

Document Number	0039954133
Date	Sep 25, 2023
Instrument	39954/133

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373040001
Date	Aug 04, 2021
Book Page	37304/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Aug 01, 2040

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 29, 2021
Property Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Document Number	0368730487
Book / Page	36873 / 487
Map Reference	MB 23 FO 47
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$7,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Document Number	0343220108
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BEACH DR ANNAPOLIS MD 214033936, ANNAPOLIS, MD 21403-3936

Mortgage

Document Number	0343220108
Date	Mar 16, 2020
Book Page	034322/000108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	322 BEACH DR, ANNAPOLIS, MD 21403-3936
Document Number	0323980207
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BEACH DR ANNAPOLIS MD 214033936, ANNAPOLIS, MD 21403-3936

Mortgage

Document Number	0323980207
Date	Aug 16, 2018
Book Page	032398/000207

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$529,333 (+33.94%)	$596,400 (+50.91%) Land $238,700 Building $357,700
2024	$5,688.00 (+31.82%)
2023	$4,315.00	$395,200 Land $238,700 Building $156,500	$395,200 Land $238,700 Building $156,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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