321 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 321 Beach Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,536 sqft · built 1966
Lot Size0.551 acres (24,000 sqft)
Owner2 Individual Names on Record
Tax Bill$4,352 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-12052750

Property Details

APN / Parcel Number

Primary APN02-412-12052750
Alternative APNs
  • 241212052750
  • 41212052750

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area2,600 sqft
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,000 sqft (0.551 acres)
Garage TypeAttached
Garage Area812 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Breezeway
Porch Area460 sqft
Deck Area283 sqft
BreezewayBreezeway
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number41212052750
Street Address321 BEACH DR
CityANNAPOLIS
StateMD
Zip21403-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 37 38 BK L SC 2 PL 2 321 BEACH DR HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockL
Legal Lot Number37
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1002
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 BEACH DR, ANNAPOLIS, MD 21403-3904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address321 BEACH DR, ANNAPOLIS, MD 21403-3904
Transaction TypeMortgage
Record UpdatedFeb 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 BEACH DR, ANNAPOLIS, MD 21403-3904

Mortgage

Document Number0382620161
DateJan 24, 2022
Book Page38262/161
Lender
NameSHORE UNITED BANK NA
TypeBank
AddressEASTON, MD 21601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,800 (+16.96%) Land $269,000 Building $237,800$506,800 (+16.96%) Land $269,000 Building $237,800
2025$4,352.00 (+40.16%)
2023$3,105.00 Homeowner's exemption$433,300 Land $269,000 Building $164,300$433,300 Land $269,000 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Beach Dr

Nearby Streets

Search Property Records by Address or Parcel Number