312 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 312 Beach Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,453 sqft · built 1963
Lot Size	0.29 acres (12,620 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (May 2021)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-90007531`

Property Details

APN / Parcel Number

Primary APN	`02-412-90007531`
Alternative APNs	`241290007531` `41290007531`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,453 sqft Living Area
Gross Area	4,797 sqft
1st Floor Area	1,754 sqft
Basement Area	1,123 sqft
Finished Basement	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,620 sqft (0.29 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	657 sqft
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	84 sqft
Balcony Area	288 sqft
Shed	1 Shed
Shed Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41290007531
Street Address	312 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 15 16 BK M SC 2 PL 2 312 BEACH DR HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	M
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	702601

Owner

312 Beach Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 BEACH DR, ANNAPOLIS, MD 21403-3936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2021 · Amount on File
Deed Sale	May 8, 2021 · Amount on File
Prior Sale	Jun 3, 2003 · Amount on File
Deed Book / Page	36741 / 376
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 8, 2021
Property Address	312 BEACH DR, ANNAPOLIS, MD 21403-3936
Document Number	0367410376
Book / Page	36741 / 376
Map Reference	MB 23 PG 47
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	ABODE SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 BEACH DR, ANNAPOLIS, MD 21403-3936

Mortgage

Document Number	36741389
Date	May 8, 2021
Instrument	36741/389

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 312 Beach Dr was $6,694 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$868,600 Land $245,800 Building $622,800	$868,600 Land $245,800 Building $622,800
2025	$6,694.00
2023	$5,308.00 Homeowner's exemption	$486,100 Land $245,800 Building $240,300	$486,100 Land $245,800 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Beach Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Beach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20