309 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 309 Beach Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,696 sqft · built 1975
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Oct 2024)
Tax Bill$5,405 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-02873018

Property Details

APN / Parcel Number

Primary APN02-412-02873018
Alternative APNs
  • 2-412-02873018
  • 41202873018

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,696 sqft Living Area
1st Floor Area1,196 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number41202873018
Street Address309 BEACH DR
CityANNAPOLIS
StateMD
Zip21403-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 43 BK L SC 2 PL 2 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockL
Legal Lot Number43
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1002
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 BEACH DR, ANNAPOLIS, MD 21403-3904
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2024 · Amount on Record
Deed SaleOct 21, 2024 · Amount on Record
Prior SaleFeb 12, 2024 · Amount on Record
Deed Book / Page40825 / 266
Prior Transfer DateDec 24, 2005
Prior Transfer Doc0173320027
Record UpdatedOct 29, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 12, 2024
Property Address309 BEACH DR, ANNAPOLIS, MD 21403-3904
Document Number0402320229
Book / Page40232 / 229
Map ReferenceMB 23 FO 47
Instrument DateFeb 9, 2024
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyALLIED TTL ORGANIZATION LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,190.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1707 WILSON POINT RD, MIDDLE RIVER, MD 21220-5427

Mortgage

Document Number0040232235
DateFeb 12, 2024
Instrument40232/235
Lender
NameLAKEWOOD COMMERCIAL FUNDING LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,100 (+5.46%) Land $244,000 Building $201,100$445,100 (-) Land $244,000 Building $201,100
2025$5,405.00 (+5.57%)$422,067 (+12.25%)$445,100 (+18.38%) Land $244,000 Building $201,100
2024$5,120.00 (+24.73%)
2023$4,105.00$376,000 Land $244,000 Building $132,000$376,000 Land $244,000 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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