316 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 316 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	800 sqft Heated Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$149,900 (2023)
Tax Bill	$1,414.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77602`
Alternative APN	`012630000101200080`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	800 sqft Heated Area
Gross Area	1,264 sqft Gross Area
1st Floor	664 sqft 1st Floor
Stories	1 Stories
Interior Structure	Plaster Interior Structure
Fireplace	Masonry Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	3,485 sqft (0.08 acres)
Depth X Width	75 ft x 47 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	36 sqft Shed
Deck Area	258 sqft Deck
Porch	Enclosed Porch
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77602
Street Address	316 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3472
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 120 W 47 FT OF E 53 FT LOTS 8 THRU 10 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	120
Legal Lot Number	8-10 9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5056
Census Tract	43500

Owner

Source: Osceola County records · APN 77602

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	316 10TH ST, SAINT CLOUD, FL 34769-3472
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	May 04, 2000 · Amount on Record
Deed Doc Number	2023066346
Deed Book / Page	6412 / 1275
Record Refreshed	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 23, 2023
Property Address	316 10TH ST, SAINT CLOUD, FL 34769-3472
Document Number	0064121275
Book / Page	6412 / 1275
Instrument Date	May 16, 2023
Instrument	2023066346
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1736 JUNIPER CIR, SAINT CLOUD, FL 34769-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	316 10TH ST, SAINT CLOUD, FL 34769-3472

Mortgage

Document Number	0064121277
Date	May 23, 2023
Instrument	6412/1277

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (-10.84%) Homeowner's exemption	$121,900 (+18.46%) Land $27,500 Building $94,400	$121,900 (+18.46%) Land $27,500 Building $94,400
2023	$1,586.00 (+14.1%)	$102,900 (+22.65%) Land $20,000 Building $82,900	$102,900 (+22.65%) Land $20,000 Building $82,900
2022	$1,390.00	$83,900 Land $18,000 Building $65,900	$83,900 Land $18,000 Building $65,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.