Osceola County property record for 406 10th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 854 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,400 (2025) |
| Tax Bill | $2,935.00 (2025) |
| Primary APN | 77612 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 854 sqft Heated Area |
| Gross Area | 1,261 sqft Gross Area |
| 1st Floor | 712 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Depth X Width | 75 ft x 48 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | Enclosed Porch |
| Porch Area | 142 sqft Porch |
| Utility Building | 162 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77612 |
|---|---|
| Street Address | 406 10TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 121 W 48 FT OF E 96 FT OF LOTS 5, 6, & 7 1-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 121 |
| Legal Lot Number | 1,5-7 6 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5057 |
| Census Tract | 43500 |
Source: Osceola County records · APN 77612
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 10TH ST, SAINT CLOUD, FL 34769-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 20, 2021 | Special Warranty Deed, Transfer DYNASTY TITLE, DYNASTY TITLE LLC |
| Dec 16, 2021 | Warranty Deed, Transfer DYNASTY TITLE, DYNASTY TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Doc Number | 2025063184 |
| Deed Book / Page | 6789 / 2800 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 406 10TH ST, SAINT CLOUD, FL 34769-3802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2022 |
| Title Company | A Z TEAM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 11675 BLACKMOOR DR, ORLANDO, FL 32837-5769 |
| Document Number | 0062372950 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 6237/2950 |
| Instrument | 2022097605 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 406 10TH ST, SAINT CLOUD, FL 34769-3802 |
| Document Number | 0061112667 |
| Book / Page | 6111 / 2667 |
| Map Reference | MB B PG 34 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021196115 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | DYNASTY TITLE, DYNASTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $976.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 N MAGNOLIA AVE STE 204, 801, ORLANDO, FL 32803-3842 |
| Name | Verified Name |
|---|---|
| Address | 11675 BLACKMOOR DR, ORLANDO, FL 32837-5769 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 16, 2021 |
| Property Address | 406 10TH ST, SAINT CLOUD, FL 34769-3802 |
| Document Number | 0061100802 |
| Book / Page | 6110 / 802 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021194811 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | DYNASTY TITLE, DYNASTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $930.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1623 REFLECTION CV, 1623, SAINT CLOUD, FL 34771-7552 |
| Name | Verified Name |
|---|---|
| Address | 801 N MAGNOLIA AVE STE 204, 204, ORLANDO, FL 32803-3842 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,935.00 (+27.33%) | $185,500 (+45.15%) Land $27,500 Building $158,000 | $185,500 (+45.15%) Land $27,500 Building $158,000 |
| 2023 | $2,305.00 (+12.88%) | $127,800 (+13%) Land $20,000 Building $107,800 | $127,800 (+13%) Land $20,000 Building $107,800 |
| 2022 | $2,042.00 | $113,100 Land $18,000 Building $95,100 | $113,100 Land $18,000 Building $95,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures