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215 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 215 10th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleCustom Design
Year BuiltBuilt 1983
Square Footage1,231 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
GarageCarport, 160 sqft
OccupancyOwner Occupied
Tax Bill$322.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0172-0210
Alternative APNs
  • 263001000101720210
  • 77993

Interior

Full Baths2 Baths
Building Area1,231 sqft Living Area
Gross Area1,382 sqft Gross Area
1st Floor1,231 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width100 ft x 75 ft Depth x Width
Garage TypeCarport Garage
Garage Area160 sqft Garage
CarportCarport
Carport Area160 sqft Carport
Porch Area52 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address215 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-3469
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 172 E 75 FT LOTS 21-24 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block172
Legal Lot Number21
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5060
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0172-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address215 10TH ST, SAINT CLOUD, FL 34769-3469
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 10, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS
Jun 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 05, 2022
Transfer Doc0061480296
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 30, 2026
Property Address215 10TH ST, SAINT CLOUD, FL 34769-3469
Document Number0000057086
Book / Page6963 / 2609
Instrument DateApr 07, 2026
Instrument202657086
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 10TH ST, SAINT CLOUD, FL 34769-3469

Mortgage

Document Number0000057086,
DateApr 30, 2026
Book Page6963/2609
Instrument202657086
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 10, 2022
Property Address215 10TH ST, SAINT CLOUD, FL 34769-3469
Document Number0061480296
Book / Page6148 / 296
Map ReferenceMB B PG 33&34
Instrument DateFeb 05, 2022
Instrument2022022790
Transaction TypeTransfer
Record UpdatedMar 03, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address215 10TH ST, SAINT CLOUD, FL 34769-3469

Mortgage

Document Number0006148299
DateFeb 10, 2022
Instrument6148/299
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address215 10TH ST, SAINT CLOUD, FL 34769-3469
Document Number0056021412
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address215 10TH ST ST CLOUD FL 347693469, ST CLOUD, FL 34769-3469

Mortgage

Document Number0056021412
DateOct 08, 2019
Book Page005602/001412
Instrument130024
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 07, 2044

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address215 10TH ST, SAINT CLOUD, FL 34769-3469
Document Number0051751140
Book / Page005175 / 001140
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedSep 20, 2017
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 10TH ST ST CLOUD FL 347693469, ST CLOUD, FL 34769-3469

Mortgage

Document Number0051751140
DateJul 06, 2017
Book Page005175/001140
Instrument98517
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 05, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$342.00 (+6.21%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$77,430 (+5.99%)$202,200 (+12.58%) Land $46,800 Building $155,400
2024$322.00 (+1.9%)
2023$316.00 (-42.96%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$73,057 (+7.22%)$179,600 (+15.57%) Land $42,500 Building $137,100
2022$554.00 Homeowner's exemption$68,137$155,400 Land $35,100 Building $120,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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