Osceola County property record for 402 10th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 868 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2025) |
| Tax Bill | $248.00 (2025) |
| Primary APN | 77611 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 868 sqft Heated Area |
| Gross Area | 1,001 sqft Gross Area |
| 1st Floor | 704 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Depth X Width | 48 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 300 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 164 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77611 |
|---|---|
| Street Address | 402 10TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 121 E 48 FT LOTS 5-7 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 121 |
| Legal Lot Number | 5-7,1 6 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5057 |
| Census Tract | 43500 |
Source: Osceola County records · APN 77611
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 423072, KISSIMMEE, FL 34742-3072 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2025 · Amount on Record |
| Deed Sale | Dec 04, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2004 |
| Deed Doc Number | 2025148570 |
| Deed Book / Page | 6889 / 187 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 04, 2025 |
| Property Address | 402 10TH ST, SAINT CLOUD, FL 34769-3802 |
| Document Number | 0068890187 |
| Book / Page | 6889 / 187 |
| Map Reference | MB B PG 33 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025148570 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 10TH ST, SAINT CLOUD, FL 34769-3802 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 423072, KISSIMMEE, FL 34742-3072 |
| Document Number | 0006889189 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 6889/189 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Number | 0068890203 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 6889/203 |
| Instrument | 2025148572 |
| Name | OSCEOLA COUNTY HUMAN SERVICES |
|---|---|
| Type | Government Agency |
| Address | KISSIMMEE, FL 34741 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 21, 2035 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $248.00 (+17.54%) Homeowner's exemption | $38,679 (+5.98%) | $124,000 (+18.32%) Land $27,500 Building $96,500 |
| 2023 | $211.00 Homeowner's exemption | $36,495 | $104,800 Land $20,000 Building $84,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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