Osceola County property record for 218 10th St, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,039 sqft Living Area |
| Lot Size | 6,011 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2026) |
| Tax Bill | $1,897.00 (2025) |
| Primary APN | 01-26-30-0001-0119-0085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,039 sqft Living Area |
| Gross Area | 1,411 sqft Gross Area |
| 1st Floor | 1,039 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,011 sqft (0.138 acres) |
| Depth X Width | 80 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 352 sqft Garage |
| Porch Area | 20 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 218 10TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3480 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 119 LOTS 8-10 LESS E 70 FT 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 119 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5055 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0119-0085
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2681 WADEVIEW LOOP, SAINT CLOUD, FL 34769-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GOLD STAR MORTGAGE CORPORATION |
| Sep 14, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 17, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2020 · Amount on Record |
| Deed Doc Number | 202686842 |
| Deed Book / Page | 6997 / 2145 |
| Prior Transfer Date | Apr 01, 1997 |
| Prior Transfer Doc | 1408000863 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 01, 2026 |
| Property Address | 218 10TH ST, SAINT CLOUD, FL 34769-3480 |
| Document Number | 0000086842 |
| Book / Page | 6997 / 2145 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202686842 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2681 WADEVIEW LOOP, SAINT CLOUD, FL 34769-6531 |
| Document Number | 0000086843, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 202686843 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 218 10TH ST, SAINT CLOUD, FL 34769-3480 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 218 10TH ST, SAINT CLOUD, FL 34769-3480 |
| Document Number | 0064732040 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 6473/2040 |
| Instrument | 2023120881 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2020 |
| Property Address | 218 10TH ST, SAINT CLOUD, FL 34769-3480 |
| Document Number | 0057091647 |
| Book / Page | 5709 / 1647 |
| Map Reference | MB B PG 33 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 2020052666 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4204 PRAIRIE IRIS CT, 4204, SAINT CLOUD, FL 34772-7742 |
| Name | Verified Name |
|---|---|
| Address | 218 10TH ST, SAINT CLOUD, FL 34769-3480 |
| Document Number | 0057091648 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 5709/1648 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 (+3.83%) Homeowner's exemption | $148,871 (+5.99%) | $229,200 (+18.51%) Land $46,800 Building $182,400 |
| 2024 | $1,827.00 (+3.22%) | ||
| 2023 | $1,770.00 (+4.24%) Homeowner's exemption | $140,463 (+3%) | $193,400 (+17.07%) Land $34,000 Building $159,400 |
| 2022 | $1,698.00 Homeowner's exemption | $136,372 | $165,200 Land $30,600 Building $134,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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