Oakland County property record for 3155 Grayson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1948 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jan 2023) |
| Tax Bill | $4,146 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-226-055 |
| Primary APN | 24-25-27-226-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Basement Area | 770 sqft |
| Unfinished Basement | 770 sqft |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,661 sqft (0.107 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 193 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3155 GRAYSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 CAMPBELL HTS SUB NO 2 LOT 254 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | CAMPBELL HTS SUB |
| Legal Lot Number | 254 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 173000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY BANK |
| Sep 28, 2022 | Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLEGIANCE TITLE AGENCY |
| Dec 1, 2020 | Deed of Trust, Mortgage · Line of Credit EXTRA CU |
| Oct 24, 2019 | Warranty Deed, Transfer PARKS TITLE |
| Oct 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2022 · Amount on Record |
| Deed Document Number | 20232092 |
| Deed Book / Page | 58356 / 871 |
| Prior Transfer Date | Aug 23, 2006 |
| Prior Transfer Doc | 0000218644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 5, 2023 |
| Property Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000002092 |
| Book / Page | 58356 / 871 |
| Map Reference | LB 33 PG 7 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2092 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ALLEGIANCE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28651 HOOVER RD, WARREN, MI 48093-4105 |
| Name | Verified Name |
|---|---|
| Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002741 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 58360/363 |
| Instrument | 2741 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 28, 2022 |
| Property Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000450786 |
| Book / Page | 58148 / 579 |
| Map Reference | LB 33 PG 7 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 450786 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLEGIANCE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17681 E KIRKWOOD DR, CLINTON TOWNSHIP, MI 48038-1211 |
| Name | Verified Name |
|---|---|
| Address | 28651 HOOVER RD, WARREN, MI 48093-4105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3156 GRAVSON, FERNDALE, MI 48220-1013 |
| Document Number | 0000251754 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 55252/43 |
| Instrument | 251754 |
| Name | EXTRA CU |
|---|---|
| Type | Credit Union |
| Address | WARREN, MI 48092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 24, 2019 |
| Property Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000176957 |
| Book / Page | 053417 / 000444 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 176957 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | PARKS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $722.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3161 GRAYSON ST FERNDALE MI 482201069, FERNDALE, MI 48220-1069 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 8, 2019 |
| Property Address | 3155 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000165732 |
| Book / Page | 053346 / 000270 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 165732 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 S DORCHESTER AVE ROYAL OAK MI 480673965, ROYAL OAK, MI 48067-3965 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,146.00 (+1.39%) Homeowner's exemption | $122,670 (+66.51%) | $245,340 (+66.51%) |
| 2024 | $4,089.00 (-8.79%) | ||
| 2023 | $73,670 | $147,340 | |
| 2021 | $4,483.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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