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3140 Grayson St, Ferndale, MI 48220 Property Records

Oakland County property record for 3140 Grayson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,088 sqft · built 1928
Lot Size0.105 acres (4,574 sqft)
Owner2 Individual Names on Record
Last Sale$289,900 (Jun 2022)
Tax Bill$5,789 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN24-25-27-227-028

Property Details

APN / Parcel Number

Primary APN24-25-27-227-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,088 sqft Living Area
1st Floor Area544 sqft
Basement Area544 sqft
Unfinished Basement544 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions114 ft deep x 40 ft wide
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area51 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3140 GRAYSON ST
CityFERNDALE
StateMI
Zip48220-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 CAMPBELL HTS SUB NO 2 LOT 243
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionCAMPBELL HTS SUB
Legal Lot Number243
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2001
Census Tract173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3140 GRAYSON ST, FERNDALE, MI 48220-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
ROCKET MORTGAGE LLC
Jun 22, 2022Warranty Deed, Transfer
CHIRCO TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleJun 30, 2005 · Amount on Record
Deed Document Number2022401546
Deed Book / Page57878 / 608
Prior Transfer DateMay 10, 2016
Prior Transfer Doc0000096422
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3140 GRAYSON ST, FERNDALE, MI 48220-1013
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyJCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 W ALDINE AVE, CHICAGO, IL 60657-3446

Mortgage

Document Number0000398732
DateJun 16, 2022
Book Page57862/139
Instrument398732
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 22, 2022
Property Address3140 GRAYSON ST, FERNDALE, MI 48220-1013
Document Number0000401546
Book / Page57878 / 608
Map ReferenceLB 33 PG 7
Instrument DateJun 3, 2022
Instrument401546
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3140 GRAYSON ST, 3140, FERNDALE, MI 48220-1013

Transferred To (Grantee/Buyer)

NameVerified Name
Address3140 GRAYSON ST, FERNDALE, MI 48220-1013

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,789.00 (-4.09%) Homeowner's exemption$118,230 (+5.87%)$236,460 (+5.87%)
2024$6,036.00 (+19.83%)
2023$111,670$223,340
2021$5,037.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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