Oakland County property record for 3131 Grayson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1922 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Last Sale | $219,000 (Jan 2025) |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Oct 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-226-072 |
| Primary APN | 24-25-27-226-072 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Basement Area | 652 sqft |
| Unfinished Basement | 652 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 135 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3131 GRAYSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 CAMPBELL HTS SUB NO 2 LOTS 256, 257 & 258 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | CAMPBELL HTS SUB |
| Legal Lot Number | 256-258 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 173000 |
3131 Grayson St is owned by a company that bought it in January 2025 and is owner-occupied.
Source: Oakland County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3321 HILTON RD, FERNDALE, MI 48220-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Oct 3, 2025 | Deed of Trust, Mortgage · Construction Mortgage RFLF 4 LLC |
| Jul 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on File |
| Deed Sale | Jan 22, 2025 · Amount on File |
| Deed Document Number | 20258386 |
| Deed Book / Page | 59948 / 771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 3131 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000128343 |
| Book / Page | 61500 / 149 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026128343 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 863 LOGGERS CIR, ROCHESTER, MI 48307-6028 |
| Document Number | 0000128343, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 61500/149 |
| Instrument | 2026128343 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3131 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 863 LOGGERS CIR, ROCHESTER, MI 48307-6028 |
| Investor | Possibly a Property Investor |
| Document Number | 0000124614 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 60581/692 |
| Instrument | 124614 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Sep 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3131 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000117005 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3131 GRAYSON ST FERNDALE MI 482201069, FERNDALE, MI 48220-1069 |
| Document Number | 0000117005 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 051997/000593 |
| Instrument | 117005 |
| Name | MORTGAGE CTR LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2048 |
The 2025 property tax bill for 3131 Grayson St was $2,544 with a homeowner's exemption, down 2.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,544.00 (-2.3%) Homeowner's exemption | $169,750 | $339,500 |
| 2024 | $2,604.00 | ||
| 2023 | $129,670 | $259,340 | |
| 2021 | $2,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3131 Grayson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3131 Grayson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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