3146 Grayson St, Ferndale, MI 48220 Property Records

Oakland County property record for 3146 Grayson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 917 sqft · built 1926
Lot Size0.105 acres (4,574 sqft)
OwnerCompany Name on File
Last Sale$34,000 (May 2011)
Tax Bill$2,790 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-25-27-227-060

Property Details

APN / Parcel Number

Primary APN24-25-27-227-060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area917 sqft Living Area
1st Floor Area573 sqft
Basement Area459 sqft
Unfinished Basement459 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions114 ft deep x 40 ft wide
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3146 GRAYSON ST
CityFERNDALE
StateMI
Zip48220-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 CAMPBELL HEIGHTS SUB NO 2 LOT 244
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionCAMPBELL HEIGHTS SUB
Legal Lot Number244
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2001
Census Tract173000

Owner

3146 Grayson St is owned by a company that bought it in May 2011.

Source: Oakland County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address1222 BERKSHIRE RD, GROSSE POINTE PARK, MI 48230-1035
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2011 · Amount on File
Deed SaleMay 19, 2011 · Amount on File
Prior SaleOct 19, 2010 · Amount on File
Deed Document Number201199288
Deed Book / Page43076 / 187
Prior Transfer DateOct 13, 2010
Prior Transfer Doc0000191751
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3146 GRAYSON ST, FERNDALE, MI 48220-1013
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 DUNSTON CT, BLOOMFIELD HILLS, MI 48304-3411

Mortgage

Document Number0000363483
DateApr 8, 2022
Book Page57667/309
Instrument363483
Lender
NameFINANCLAL PULS CREDIT UNION
AddressBARATARIA, LA 70036
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3146 Grayson St was $2,790, down 0.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,790.00 (-0.71%)$91,810$183,620
2024$2,810.00
2023$82,320$164,640
2021$2,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3146 Grayson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3146 Grayson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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