Oakland County property record for 3161 Grayson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 1927 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Aug 2022) |
| Tax Bill | $7,438 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-226-054 |
| Primary APN | 24-25-27-226-054 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 468 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Dimensions | 117 ft deep x 40 ft wide |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 46 sqft |
| Deck Area | 123 sqft |
| Patio Area | 123 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3161 GRAYSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 CAMPBELL HTS SUB NO 2 LOT 253 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | CAMPBELL HTS SUB |
| Legal Lot Number | 253 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 173000 |
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3161 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 25, 2022 | Warranty Deed, Subdivision Related Transfer CRISLO TITLE COMPANY, CISLO TITLE CO |
| Mar 16, 2022 | Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2022 · Amount on Record |
| Deed Document Number | 2022435254 |
| Deed Book / Page | 58064 / 346 |
| Prior Transfer Date | Dec 19, 2013 |
| Prior Transfer Doc | 0000003591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3161 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | INTERSTATE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3570 FOUNTAIN CIR 315, 315, AUBURN HILLS, MI 48326-3987 |
| Document Number | 0000433678 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 58056/440 |
| Instrument | 433678 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 25, 2022 |
| Property Address | 3161 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000435254 |
| Book / Page | 58064 / 346 |
| Map Reference | LB 33 PG 7 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 435254 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28651 HOOVER RD, 28651, WARREN, MI 48093-4105 |
| Name | Verified Name |
|---|---|
| Address | 3161 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 16, 2022 |
| Property Address | 3161 GRAYSON ST, FERNDALE, MI 48220-1069 |
| Document Number | 0000344671 |
| Book / Page | 57588 / 182 |
| Map Reference | LB 33 PG 7 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 344671 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47218 MICHAEL DR, 47218, SHELBY TOWNSHIP, MI 48315-4781 |
| Name | Verified Name |
|---|---|
| Address | 28651 HOOVER RD, WARREN, MI 48093-4105 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,438.00 (-5.41%) Homeowner's exemption | $153,250 (+4.91%) | $306,500 (+4.91%) |
| 2024 | $7,863.00 (+58.21%) | ||
| 2023 | $146,080 | $292,160 | |
| 2021 | $4,970.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures