310 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 310 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,558 sqft · built 2017
Lot Size0.086 acres (3,727 sqft)
Owner2 Individual Names on Record
Last Sale$448,274 (Apr 2017)
Tax Bill$5,413 (2026)
Deeds & MortgagesMay 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-398878

Property Details

APN / Parcel Number

Primary APN01-398878
Alternative APN
  • 398878

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,558 sqft Total Area
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,727 sqft (0.086 acres)
Garage TypeMixed
Garage Area535 sqft
Parking Spaces2 Parking Spaces
Deck Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398878
Street Address310 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code1
Legal DescriptionLOT 167 3727 SF 310 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG FINAL 3
Legal Lot Number167
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3000
Census Tract301108

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address310 SPRUCE PINE RD, ABINGDON, MD 21009-2741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 21, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Apr 28, 2017Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Deed Document Number201712322-0034
Deed Book / Page12322 / 34
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address310 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Transaction TypeMortgage
Record UpdatedJun 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147650328
DateMay 20, 2021
Book Page14765/328
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address310 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Document Number0136310477
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address310 SPRUCE PINE RD ABINGDON MD 210092741, ABINGDON, MD 21009-2741

Mortgage

Document Number0136310477
DateJan 9, 2020
Book Page013631/000477
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateApr 28, 2017
Property Address310 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Document Number0123220034
Book / Page012322 / 000034
Instrument DateMar 29, 2017
Transaction TypeTransfer
Record UpdatedMay 22, 2017
Title CompanyNAVY FEDERAL TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$448.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address310 SPRUCE PINE RD ABINGDON MD 210092741, ABINGDON, MD 21009-2741

Mortgage

Document Number123220039
DateApr 28, 2017
Book Page012322/000039
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,413.00 (+10.74%) Homeowner's exemption$496,700 (+16.32%) Land $120,000 Building $376,700$496,700 (+16.32%) Land $120,000 Building $376,700
2025$4,888.00 (+6.38%) Homeowner's exemption
2023$427,000 Land $120,000 Building $307,000$427,000 Land $120,000 Building $307,000
2022$4,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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